With over 17 years in the factoring and commercial banking industries, Provident Commercial Finance, LLC partners with its clients to get them from where they are today to where they want to be tomorrow. 

Cash flow is the foundation of any business - let us help you build on rock and not on sand. We are here to provide the money you need to grow, as quickly as your business model will allow.  You can rely on our history to ensure your company grows at a pace which meets your projections while, simultaneously, strengthening your balance sheet and making future financing easier for you to acquire.



PCF is with you for the long haul.

Download the Brochure to LEARN MORE! 



About Finance Factoring

Factoring, as a source of finance, turns one of your most valuable assets, your accounts receivable, into immediate cash flow. 

Currently, you are accustomed to waiting 30, 45 or 60 days to get paid. During that waiting time, you still have payroll, fuel, taxes and other expenses that require immediate attention. PCF can provided you with the money needed to support your working capital's insatiable need for cash. Factoring allows you to tap into your invoiced accounts receivable immediately.

A basic factoring transaction looks like this.

  1. You invoice your customer for $1000.00
  2. PCF gives you $800.00 today and awaits direct payment from your customer
  3. PCF receives $1000.00 from your customer and gives you the remaining $200.00 (minus our fee)

This provides your company a steady source of income for immediate needs. Meanwhile, PCF handles the collection process allowing you to focus on the most important thing - running and growing your business. 

                          FACTORING MADE EASY BY PCF 

                          FACTORING MADE EASY BY PCF 

Putting a Face to a Name: Talley Clower 

The unofficial motto of the U.S. Navy is “Non Sibi Sed Patriae” – not for self but country. My grandfather served as a naval aviator in WWII and my father followed as a naval aviator in the post-Vietnam Navy. Including my time at the Naval Academy, I served from 1988 through 1994 with my last two years aboard the USS Stump DD978. “Not for self” has been a part of my family for over 100 years. At PCF, it’s not about us. It’s about you and your company. Give PCF the opportunity to prove you are the reason we go to work every day.
— Talley Clower, Manager

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